Owning a boat can be a real source of pride and joy, so it’s best that you make sure that your pride and joy is well protected so that you are free to enjoy your vessel without any worries. A boat owners’ insurance policy is the best way to keep you at ease, whether from the worries of damage to your boat and its motor or trailer or from liability lawsuits which may come up from injuries to other people or to property as a result of your boat. Accidents happen all the time, and it is better to be prepared for risks such boat collisions, capsizing or sinking due to storms or fires, or theft. And what’s more, not only is your boat protected, but the policy also covers equipment permanently attached to your vessel such as oars, anchors, tools, seats, life preservers, skis and tow ropes, dinghies which may come with your boat and other essential accessories.
The liability coverage includes a whole range of different scenarios. The policy covers watercraft liability, which means you are covered for any injuries or property damage resulting from ownership or use of your boat. The policy also covers the cost of legal defense. Limited medical coverage is also provided for you, relatives and other people on board to treat injuries resulting from accidents due to the use or ownership of the boat.
Other scenarios covered include damage on new boats and certain reasonable repairs that the boat requires. The insurance plan can also pay you up to $500 for emergency services on your boat, motor or trailer. Lastly, in the event that the boat is wrecked due to insured damages or government requirement, the cost for its removal or destruction is also covered by the plan. What more can you ask for?
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 Get a Quote Online
The quickest and easiest way to apply is by using our Secure Online Application form. It only takes a few minutes and it allows us to serve you more efficiently.
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 Talk to a Specialist
Another easy way to apply through Rateshoppers is to give one of our helpful Licensed Associates a call and we will be happy to assist you.
1-888-500-9514
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